Does Your Health Insurance Cover Complementary Health Treatments?
Health insurance coverage for complementary, holistic health treatments in the UK can feel a bit confusing as there’s so many different options out there. But here’s the good news, while the NHS has traditionally focused on conventional medical treatments, private health insurance providers are increasingly recognising the value of complementary healthcare approaches. So they’ll cover these treatments more and more.
Major insurers like Bupa, AXA, Simply Health, Vitality, and Aviva offer different levels of coverage for complementary therapies. Coverage typically depends on several factors, including the treatment's clinical evidence, specific policy terms, and practitioner qualifications.
Holistic Treatments That Are Most Often Covered By Health Insurance In The UK
Commonly covered treatments include acupuncture, osteopathy, chiropractic, and physiotherapy. But, coverage is often limited so it’s worth carefully checking how much your insurance covers. Sometimes they cover just a number of treatments, or up to a certain amount, or only a certain percentage. It’s also important to check how your insurance company decide which individual practitioners they include in their coverage, often they only cover treatment by practitioners who are registered with certain regulatory bodies. So read the terms and conditions and small print before confirming your insurance package, and booking your treatment!
If you want to take a proactive approach, make sure you thoroughly review your policy details, consult with insurance providers when you have any questions, ask practitioners if their treatments are covered by insurance, keep your receipts and other documentation related to your treatment booking, and understand potential out-of-pocket expenses.
The good news is that the healthcare landscape is constantly evolving. And the increasing amount of Western scientific research into complementary therapies, and a growing patient demand, are slowly but surely expanding insurance coverage. This shift shows us that a more integrated approach to health and wellness is on its way, and we can expect more comprehensive and flexible coverage options that support people's diverse health needs.
Booking Your Holistic Treatments, Covered By Insurance
On Circe Health, you can book your treatment with expert complementary, holistic health practitioners, easily online. All practitioners on Circe are vetted by our team, certified, and registered with a regulatory organisation which increases the chances that their treatments will be covered by your insurance.
If you’re thinking about booking a complementary healthcare treatment and you do have insurance, make sure you understand your specific insurance policy. And prior to booking, ask healthcare professionals if their treatments will be covered by your insurance company. This way you can make the most of available coverage, and the best holistic care.